As the economy continues to deal with the impact of COVID-19, many Americans are stressing about their rent and mortgage due to issues with their income. That is why affordable housing is more important than ever. Luckily, if you are dealing with this, you are not alone in your struggle. There are even some opportunities that are available that can help you get back onto the right path of affordable housing! Some of the first steps you will need to take are:
Start with Your Local PHA
Your local Public Housing Authority (PHA) is the best place for you to begin your journey. This is a free tool that can provide guidance to what programs you may be eligible for. You need to fill out an application, which is free to do. This application will be what determines your eligibility for a variety of housing programs from a local, state, and federal level. You will also be able to read up on information in order to get a better understanding of what affordable housing means to you.
Understanding Your Options from Federal and More
Federal Housing is a great opportunity for people in need of assistance. However, the issue that Americans currently face is the fact that there is a limited amount of affordable housing. This means that people will likely need to use alternatives when it comes to finding something for their situation. Fortunately, there are a variety of opportunities available no matter where you are! If you are waiting for federal housing assistance, then you can look into the National Low-Income Housing Coalition website that can provide you information about alternatives. Other nonprofit options like Habitat for Humanity, as well as local efforts in your area can be another great place to look!
While finding affordable housing can be a daunting task, it is best handled with confidence! If you handle the process with the right amount of time, energy, patience, and organization then it will be much more manageable to deal with. Make sure to utilize the resources you have available both online and in-person.